Brett Williams
After completing his MBA, Brett started his career in 1997 with Univest Financial Services. There, he supported engagements in Buenos Aires, Argentina; Sao Paulo, Brazil; Mexico City, Mexico; and Stuttgart, Germany. After 2 years of conduit and seasoned portfolio Due Diligence assignments, he moved to Tokyo to help open the Japan office of Univest International, a joint venture between Univest and Fortress Investments. While in Japan, he began developing and marketing a bilingual web system intended to assist in the delivery of data to the rating agencies. There, he also developed a bilingual database to be used for due diligence engagements. Upon returning to the US, Brett began working with a team to develop a web-based system, called O2S, to support Univest's Conduit clients which would encompass the entire lending process from origination through securitization and on to asset management. After the acquisition of Univest by GMAC Commercial Mortgage, Brett went to work for Commercial Capital Initiatives (CII), a GMACCM Company. There he continued to grow the application for their internal use, building feeds from their servicing and accounting systems. In 2004, he left CII to start Conjunction Consulting, LLC.

Michelle Waltman
Michelle has had a wide array of experience throughout her 10 years in the CMBS industry. Most recently, Michelle has been involved in the development and support of the Pipeline Mangement/Loan Underwriting system (O2S)for Commercial Capital Initiatives(CII), a GMACCM company. Prior to this, Michelle was a Principal in Univest Financial Services, LLC. While there, she managed the residential due diligence division, worked on numerous due diligence engagments including international engagements in South America and participated on the development team for the system that would subsequently be sold to CII.